About Wallace Finance

Wallace Finance manages small loan companies with 135 locations in 7 states.  We have been in the small consumer loan business since 1980. Our senior management and field supervisors have over 140 years of combined experience in helping to serve our customers. The companies we manage are licensed, regulated and audited by all states where they operate and fully comply with all laws and regulations in those states.
Our goal is to help you get the money you need when you need it. Stop by one of our locations and let our friendly and knowledgeable staff assist you.

Call Now: 800-388-6995

A Message From Our CEO

At Wallace Finance, we are regulated by both state and federal laws and regulations.

It is our primary goal to manage our business within these boundaries.

We think we do a good job of this and do our best on a daily basis. If you, as one of our customers, think we may have fallen short of this goal, please let us know so that we may continue to improve for you.

We invite you to email us at customerconcerns@wallacemgt.com to let us know of any concerns you may have.

Ralph Hodges

We are not a Payday Lender

We do not accept post-dated checks and we do not cash checks. We do not charge any hidden fees. All of our fees, the interest rate and your loan terms including the monthly payment amount and the payment due date are clearly outlined on the loan contract and they do not change during the course of the agreement. You have the opportunity to review the contract before you sign it.

Call Now: 800-388-6995

How Our Loans Work

We practice Responsible Lending which means we look at more than just a credit score. We examine the borrower’s stability, ability and willingness to repay the loan using budgets and credit reports to help us ensure that the loan is affordable. We also consider the borrower’s history with us. Many of our borrowers are loyal customers who come back year after year. Come into one of our locations and let our friendly staff guide you through the application process which is quick and easy and can often take 30 minutes or less to complete.

Call Now: 800-388-6995

We Participate in Several State and National Finance Organizations

Consumer Installment Loan Association of New Mexico

Stand Up Missouri

Tennessee Consumer Finance Association

National Installment Lenders Association

See what our clients have to say about us!